Everything you need to know about moving to NZ

While it is not something to be entered into lightly, there are many benefits of transferring your UK company and personal pensions to New Zealand, including:

• You can consolidate personal and occupational pensions into one NZ superannuation scheme,
• You have the opportunity to access part of your fund well before retirement age,
• You’ll never be obliged to purchase an annuity,
• You can pass any remaining funds in your pension to your descendants when you die, and
• If you are still in NZ when you die, you will not pay any inheritance tax or death duties.

If you transfer your pension funds to New Zealand with Broadbase International, we can usually offer you the following additional benefits:

• Protection from exchange rate fluctuations – you can hold the majority of UK pension schemes in Pounds with one of our preferred superannuation funds , earning competitive interest, while you wait for the right exchange rate. UK pension providers can take anything from weeks to months to process pension transfer requests, and you have no control over when they send the funds to your New Zealand scheme. Other pension transfer services automatically change your funds into dollars – protection from exchange rate fluctuations could prove very valuable to you.  
• Wide choice of superannuation funds – we are not tied to any particular provider. We have investigated the market thoroughly in order to be able to provide UK migrants the best possible advice. Some companies can only offer pension transfers to the scheme that they represent. This may not be the most suitable scheme for your situation.
• You can even create your own superannuation fund! One of the options we offer you is the opportunity to access literally thousands of investment products from NZ, Australia, UK and USA. We can customise a superannuation fund just for you – an option which is restricted to a select few in the UK. We’ll work with you choose and maintain your investments, and you can be as active or hands-off as you like.
• We charge reasonable fees – we fully disclose our fees from the outset, and believe that they are some of the most reasonable you’ll find.
• We transfer all types of eligible pension, both large and small.
• We have been transferring pensions for five years, and have a combined total of over 30 years of financial services experience in the UK. Many NZ financial advisers offer to transfer UK pensions, but few have sufficient experience to give you the advice you need.
• We offer you a complete financial solution – while we can just transfer your pensions if you would prefer, we also offer a full range of financial services specifically chosen for migrants from the UK, including mortgages, foreign exchange, investments, health insurance, life insurance, trusts and NZ & UK tax advice.